What are bad credit loans?

Loans for bad credit help when you have a less than perfect credit history. Many people have bad credit and sometimes it might not even be your fault!

If you have missed payments you might want to apply for a bad credit loan. Bad credit loans can help those who have been made redundant or have recently divorced. In fact you can even be considered high risk if you are self employed or don‘t have proof of income.

Around 20% of people in the UK can‘t get loans from their bank and these people may find bad credit loans offer the flexibility they need.

What types of bad credit loans are available?

When you apply for a bad credit loan with us, we will search 100s of loans. We have so many bad credit loans so can quote you within minutes on a loan that‘s spot on for you. It‘s free to apply and there‘s no obligation to accept the bad credit loan we find you.

What do people use bad credit loans for?

You can use bad credit loans for almost anything. You can use bad credit loans to pay off existing debts, home improvements, or to buy a car. And as long as you keep up your repayments you could even improve your credit rating with bad credit loans.

Are bad credit loan rates higher?

Some bad credit loans rates are higher, but the rate you get on your bad credit loan will depend on the lender and your personal situation.

Do banks offer bad credit loans?

Some banks might but going to your High Street bank may limit you when applying for a bad credit loan. When you apply with us you get much more choice and a free no obligation quote in minutes.